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New home insurance: Mind the cap

Michael Craik outlines a case relating to the interpretation of a new home ten-year insurance policy ‘While the outcome of this case was dependent on the wording of the Zurich policy, such ten-year insurance-backed warranties are common (if not a requirement) in new-build developments.’ Manchikalapati v Zurich Insurance plc (t/a Zurich Building Guarantee and Zurich …