RTAs: Comprehensive insurance, courtesy cars and credit hire

Andrew Hogan examines issues regarding mitigation ‘Those representing claimants have argued successfully that because independently purchased insurance benefits are to be regarded as res inter alios acta, they may not be relied upon by a defendant tortfeasor to reduce or extinguish his liability to the claimant.’ Some credit hire claims, particularly where the claimant is …
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Credit Hire: How to gain advantage

William Hibbert advises claimants and defendants on practice and procedure ‘An innocent claimant can recover damages for loss of use of his or her car even where a car is a non-profit earning chattel. Further, it is the duty of the claimant to mitigate that loss. Hiring a replacement car is such mitigation.’ Credit hire …
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