Motor insurance: Racing exclusions in motor policies

John McDonald explores the interesting area of insurance policy exclusions and who ultimately ends up footing the bill ‘Even if an insurer can establish that the racing exclusion in its policy wording is on its face effective to exclude cover in respect of the activity being carried on by its insured at the time of …
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Cases Referenced

  • CV v Zenith Insurance [2018] CSOH 70
  • Davis v Catto [2011] CSIH 85
  • EUI Ltd v Bristol Alliance Ltd Partnership [2012] EWCA Civ 1267
  • Hames v Ferguson & ors [2008] EWCA Civ 1268
  • Khanna v Somra [2002] EWHC 555
  • MDIS Ltd (formerly McDonnell Information Systems Ltd) v Swinbank [1999] Lloyd’s Rep IR 516
  • Pinn v Guo & ors (2014) Swansea County Court 11 Apri, Lawtel
  • R & S Pilling v UK Insurance Ltd [2019] UKSC 16
  • Sahin v Havard & anor [2016] EWCA Civ 1202
  • Scragg v UK Temperance & General Provident Institution [1976] 2 Lloyd’s Rep 227
  • Vibert v Zenith Insurance [2016] CSOH 96